Pip beside a wallet, calendar, signal tile, and security shield on a wide warm product stage.

Introducing a calmer way to spend

Before you spend,check Pip.

Pip gives you Spendable Cash Today: one calm number before the next purchase, so you can stop guessing from your bank balance without building a budget.

Balance room

Your balance is not all open room.

Your bank app shows what exists. Pip subtracts what already has a job and gives you the number to check before the next purchase.

A bank balance, upcoming commitments, and Pip's Spendable Cash Today number in one calm flow.

The habit

Same check. Better number.

Most people already have a money habit: open the bank app, look at the balance, and treat it like permission. Pip keeps the habit small but changes the default number.

No category lecture. No spreadsheet upkeep. Just a single daily signal that makes the next decision easier.

Same habitBetter number
Pip helping turn a scattered bank-balance habit into one calmer daily spending signal.
Pip in a calm product scene beside softened budgeting clutter.

Not another budget app

Pip is not another budget app.

Say goodbye to spreadsheets, category guilt, and complex charts. Clarity should feel calming, not like homework.

Read-only dataSavings protectedOne daily number

How it works

Four calm steps to one daily number.

Four calm illustrated steps leading from read-only connection to Pip's daily spending signal.

01

Connect securely

Link read-only accounts so Pip can understand the money coming in and going out.

02

Set goals in chat

When you are ready, ask Pip to track savings goals without moving money.

03

Check Pip first

Open one number before the next purchase instead of guessing from your bank balance.

04

Ask for the why

When the number changes, Pip can explain what moved it without turning the app into a dashboard.

Pricing

Simple pricing for one daily number.

Pip is paid because your money data should not be the product. No ads. No selling your financial data.

Monthly

$7.99

/month

One simple price

For people who want Pip as a daily spending habit.

Try the demo

Pip is paid because your money data should not be the product. No ads. No selling your financial data. Read-only account connection.

One monthly subscription. Cancel where you subscribed.

Trust

Cute does not mean careless.

Read-only connections feed the daily signal. Pip calculates the number, keeps the paid relationship direct, and never turns your data into ads.

01Read-only data in
02Pip calculates
03Cannot move money
04No ads or data selling
Read security details

Ask Pip

Ask Pip about your money.

Sometimes you need more than a number. Ask Pip natural questions and get calm, context-aware answers without digging through transaction histories.

Can I spend $50?Why did today change?What's coming up?
A phone and Pip in a calm Ask Pip conversation scene.

Pip blog

Tiny money habits, no homework.

Product-led reads about bank-balance guessing, daily spending signals, cute finance design, and why one number can work better than a budget.

Read the blog
What to check before buying something article cover.
spendable cashdaily money habits

What to check before buying something

Before you swipe, check one daily number that accounts for bills and commitments so you don't spend money that's already spoken for.

July 8, 20265 min
Budget app for people who hate categories article cover.
spendable cashdaily money habits

Budget app for people who hate categories

Find a budget app for people who hate categories. Pip gives you one daily spending number, no categories, no spreadsheets, just a quick check before you spend.

July 7, 20265 min
Pip and a phone on a warm product stage with space for a call to action.

Check Pip before you spend.

Pip gives you one calm number before the next purchase. One monthly subscription costs $7.99/month.

Try the demo

Try Pip with fake data, then subscribe, sign in with Google, connect read-only account data, and check one daily number before you spend.

One price: $7.99/month.