How it works

Pip turns money noise into one daily number.

Your bank balance shows what exists. Pip holds back the money already spoken for and gives you Spendable Cash Today.

Connect accounts

Pip reads balances and transactions from the accounts you connect. More complete spending data makes the daily number more useful.

Protect savings first

You choose a savings cushion, and Pip holds that back before it shows what is usable today.

Ask only when needed

The default is one number. If you want detail, ask why the number changed, whether a purchase fits today, or what recent spending did.

The product is intentionally small.

Pip is not trying to make you manage a finance command center. The default behavior is one daily signal and a simple way to ask for context.

If you want to inspect balances or transactions, ask Pip. They are not the default screen because the default screen should shape the next spending decision.

See the trust boundaries

Try the daily-number habit.

Join the beta list and get access when Pip is ready for more testers.