Terms

Pip is an experimental decision-support tool. It is not financial, tax, investment, credit, or legal advice.

The app shows a deterministic Spendable Cash Today signal from available data. Missing accounts, delayed provider data, pending transactions, refunds, transfers, and provider errors can make the number incomplete or stale.

Pip does not initiate payments, transfers, card payments, ACH transactions, Zelle payments, or any other money movement in the MVP.